Xpense

AeonX Prepaid Card: a prepaid card for employee business spend

The AeonX Prepaid Card is a prepaid expense card for employees. The card is issued and managed from Xpense, and what is paid with it comes into Xpense for expense reporting.

An illustration of the card, with demo data.

Watch: the AeonX Prepaid Card

AeonX Prepaid Card The pool account and member wallets, paying by UPI from the app, and the payment in Xpense. Shown with demo data.

What is available

Available

Issued and managed from Xpense

The AeonX Prepaid Card is a prepaid card for employee business spend. It is issued and managed from Xpense.

Available

Pay by UPI

The employee scans and pays from the Xpense app, using the card balance.

Available

Card payments in expense reporting

Card payments come into Xpense for expense reporting.

How money moves

Pool account, member wallets, top-up requests

  1. Pool account

    The company funds a pool account.

  2. Member wallets

    The company tops up each member's wallet from the pool.

  3. Top-up requests

    A member can request a top-up.

Paying

Paying by UPI from the app, step by step

The home screen of the Xpense app has a Pay via UPI row.

  • Scan a QR, or pay to a UPI ID.
  • Choose the spending category.
  • Confirm in the AeonX Prepaid Card app.
  • Xpense app home screen: pending approvals, and the Pay via UPI row for the AeonX Prepaid Card
    Pay via UPI on the app home screen.
After the payment

What happens to a payment in Xpense

  1. It appears in Xpense

    Each payment appears in Xpense, under My Payments.

  2. Attach the receipt

    The member attaches the receipt to the payment.

  3. Tag it to a trip

    The member can tag the payment to a trip.

  4. Expense reporting

    Card payments come into Xpense for expense reporting.

Controls for members and admins

Available

Freeze the card

A member can freeze their card.

Available

Report it lost

A member can report the card lost.

Available

Spend controls per member

Admins set spend controls for each member.

Available

Every transaction

Admins see every transaction in a list.

Questions about the card

What is the AeonX Prepaid Card?

It is a prepaid card for employee business spend. The card is issued and managed from Xpense.

Can employees pay by UPI?

Yes. In the Xpense app they scan a QR or pay to a UPI ID, choose the spending category, and confirm in the AeonX Prepaid Card app.

How does money get onto a card?

The company funds a pool account and tops up each member's wallet. A member can also request a top-up.

What happens to a card payment in Xpense?

Each payment appears in Xpense. The member attaches the receipt and can tag the payment to a trip.

What controls are there on a card?

A member can freeze the card or report it lost. Admins set spend controls for each member and see every transaction.

Do card payments show up in expense reports?

Card payments come into Xpense for expense reporting.

All questions

See Xpense on your own travel and expense process.

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